PLEASE READ THIS AGREEMENT CAREFULLY AS IT GOVERNS YOUR RIGHTS AND OBLIGATIONS.

YOU WILL BE DEEMED TO HAVE READ, UNDERSTOOD AND ACCEPTED ALL OF THE TERMS AND CONDITIONS OF THIS AGREEMENT. IF YOU ARE UNCERTAIN ABOUT ANY OF THE TERMS OR CONDITIONS OF THIS AGREEMENT, PLEASE SEEK ADVICE FROM A PROFESSIONAL PERSON.

Applicability
By accessing or downloading the content from the portal, an agreement incorporating these terms and conditions between you and Thevirtualconsultancy, its divisions and strategic alliances, will come into force at such time ('the Agreement').

The general terms and conditions for registering as a user shall be deemed as ancillary to the service seeker, provider or club membership agreements.

Thevirtualconsultancy may from time to time in its sole discretion modify this agreement and the continued use of this portal shall constitute acceptance of such modifications.

Definitions of users/parties
Thevirtualconsultancy - shall mean Thevirtualconsultancy SA (Pty) Ltd. trading as Thevirtualconsultancy a private company incorporated in South Africa under registration number 2002/007794/07, its business divisions and strategic alliances and having its business address at Beyers Office Park,, unit 12, Cnr Bosbok & Duiker, Randpark Ridge, Johannesburg, South Africa, 2194.

• provide business information, case studies, fact sheets, templates, case reviews, tools and slide shows in an endeavour to enhance entrepreneurship and its initiatives.

• does not warrant or assume any liability or responsibility for the accuracy, completeness or usefulness of the facts, advice, opinions and recommendations expressed by its registered providers including any business information, tools, templates, case studies, fact sheets, case reviews, check lists, slide shows and magazine. If errors are brought to our attention, we will try to correct them within reasonable parameters and time. Nothing provided herein should be used as a substitute for the advice of professional counsel.
• will not be liable for any damages or costs of any type arising out of the use of the portal.
• will not be liable to any other person using this portal, or any cessionary or third party claiming through or on behalf of any of these entities or persons, in respect of any claim whatsoever, whether in contract, delict or otherwise, for any loss, damages, costs or expenses directly or indirectly incurred as a result of any of these entities or persons using this portal.

• All copies of content remain the property either of Thevirtualconsultancy or the rightful owner(s) from which content has been licensed. Every effort to obtain permission for and to acknowledge the use of copyright material has been made. Should any infringements of copyright be brought to our attention, Thevirtualconsultancy will endeavour to immediately rectify this situation.
• You may use the content for private and own business purposes.
• You may not infringe the intellectual property rights and instructions regarding use of the content.
• You may not or attempt to copy distribute, modify, reformat, display, license, transmit, sell perform, publish, transfer, reverse engineer or recompile or otherwise make available, any or all of the content(except as set out in this agreement).
• Any attempt to use the content in an unauthorised way will be a breach of this agreement and we may suspend your use of the content and institute any applicable legal remedies.

• information uploaded on the portal is kept in a secure environment.
• all its service providers ascribe to a professional code of conduct as stipulated in its engagement agreements.

• access, performance and response times are subject to the user's internet service provider's performance and other operational factors beyond Thevirtualconsultancy's control, including, without limitation, congestion and network coverage.
• Thevirtualconsultancy is not responsible for any failure to deliver content to the user if the computer is not switched on, configured correctly, or the network is not performing or delivering, or there is no network coverage.
• due to technical, commercial, public interest or operational reasons Thevirtualconsultancy may withdraw or modify its content and offerings.

• Thevirtualconsultancy is collecting personal information about him or her;
• the information is being collected to enable Thevirtualconsultancy, its divisions and strategic alliances to perform its obligations under this agreement and to market other product and services offered or sold by Thevirtualconsultancy, its divisions and strategic alliances.
• Thevirtualconsultancy will within reasonable limits store such information in a secure environment.
• the user has the right to access and correct such information at all times.